Racine has 77,633 residents in 31,970 households. We list 3 agencies for rv & motorhome insurance in Racine. Here is what the local numbers say about the cover people here need.

Racine at a glance

3rv & motorhome insurance agencies listed
39.8%of households rentRenters insurance
$166,500median home valueHome insurance
1953median year homes were builtRebuild cost calculator
7.7%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Racine County

FEMA rates the overall natural hazard risk in Racine County, where most Racine agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

TornadoRelatively High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Racine
Strong windRelatively High
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Racine
LightningRelatively High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Racine

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Wisconsin

Wisconsin requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $10,000 of property damage liability, often written 25/50/10. It also requires uninsured motorist coverage ($25,000 per person, $50,000 per accident).

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Racine How much liability cover do you need?

Source: oci.wi.gov. Checked 2026-10-24.

Where Racine agencies are

Racine agencies we list sit in 2 ZIP codes, mostly in Racine County.

534062 agencies
534051 agency

Questions

RV & Motorhome insurance in Racine

All insurance agencies in Racine · RV & Motorhome insurance across Wisconsin

Where can I find rv & motorhome insurance in Racine?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does rv & motorhome insurance cover?

Covers the vehicle and the contents you live with while travelling.

Do I need flood insurance in Racine?

FEMA's National Risk Index rates inland flooding risk in Racine County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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