North Carolina has 10,730,404 residents. We list 91 agencies for rv & motorhome insurance in North Carolina. Here is what the local numbers say about the cover people here need.

North Carolina at a glance

91rv & motorhome insurance agencies listed
33.4%of households rentRenters insurance
$288,900median home valueHome insurance
1991median year homes were builtRebuild cost calculator
5.3%of households have no carAuto insurance
11%of homes are mobile homesMobile home insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk across North Carolina

How many of North Carolina’s 100 counties FEMA rates Relatively High or Very High for each hazard, compared with other U.S. counties.

Ice storm35 of 100 counties
Very High in Forsyth County, Gaston County, Guilford County and 5 more.
Lightning30 of 100 counties
Very High in New Hanover County, Buncombe County.
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in North Carolina
Winter weather28 of 100 counties
Very High in Wayne County, Onslow County, Pitt County and 4 more.
Hurricane23 of 100 counties
Very High in Brunswick County, New Hanover County, Onslow County and 2 more.
Home policies that cover wind often carry a separate hurricane deductible, set as a percentage of the home’s insured value (typically 1% to 5%). Flooding from the storm needs a flood policy.
Home insurance in North Carolina
Strong wind15 of 100 counties
Very High in Columbus County, Robeson County.
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in North Carolina
Tornado11 of 100 counties
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in North Carolina

Source: FEMA National Risk Index, December 2025 release.

Insurance companies North Carolina agencies work with

Of the 91 North Carolina agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Progressive49 agencies
Travelers44 agencies
Nationwide39 agencies
Safeco34 agencies
Liberty Mutual33 agencies
The Hartford33 agencies
Liberty Mutual (Safeco)32 agencies
Nationwide (Colonial)31 agencies
Nationwide (Allied)30 agencies
American Modern29 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Questions

RV & Motorhome insurance in North Carolina

All insurance agencies in North Carolina · RV & Motorhome insurance in every state

Where can I find rv & motorhome insurance in North Carolina?

Pick your city in the list on this page to see every agency there that offers rv & motorhome insurance, or search by name or ZIP code.

What does rv & motorhome insurance cover?

Covers the vehicle and the contents you live with while travelling.

Which insurance companies do North Carolina agencies work with?

Among the 91 North Carolina agencies whose appointments we hold, the companies they are most often appointed with are Progressive (49), Travelers (44), Nationwide (39), Safeco (34), Liberty Mutual (33). An appointed agency can quote that company's policies.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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