Huntsville has 47,864 residents in 15,962 households. We list 6 agencies for renters insurance in Huntsville. Here is what the local numbers say about the cover people here need.

Huntsville at a glance

6renters insurance agencies listed
58.9%of households rentRenters insurance
$236,600median home valueHome insurance
1986median year homes were builtRebuild cost calculator
9.2%of households have no carAuto insurance
7.8%of homes are mobile homesMobile home insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Walker County

FEMA rates the overall natural hazard risk in Walker County, where most Huntsville agencies we list are located, as Relatively Low compared with other U.S. counties. The hazards it rates highest:

TornadoRelatively High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Huntsville
LightningRelatively High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Huntsville

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Huntsville How much liability cover do you need?

Source: tdi.texas.gov. Checked 2026-10-24.

Where Huntsville agencies are

Huntsville agencies we list sit in 2 ZIP codes, mostly in Walker County.

773203 agencies
773403 agencies

Questions

Renters insurance in Huntsville

All insurance agencies in Huntsville · Renters insurance across Texas

Where can I find renters insurance in Huntsville?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does renters insurance cover?

Covers your belongings and your liability when you rent rather than own.

Do I need flood insurance in Huntsville?

FEMA's National Risk Index rates inland flooding risk in Walker County as Relatively Low compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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