Ridgeland has 24,587 residents in 10,782 households. We list 4 agencies for renters insurance in Ridgeland. Here is what the local numbers say about the cover people here need.

Ridgeland at a glance

4renters insurance agencies listed
52.7%of households rentRenters insurance
$275,200median home valueHome insurance
1991median year homes were builtRebuild cost calculator
3.2%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Madison County

FEMA rates the overall natural hazard risk in Madison County, where most Ridgeland agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

TornadoRelatively High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Ridgeland
Ice stormRelatively High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Mississippi

Mississippi requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $25,000 of property damage liability, often written 25/50/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Ridgeland How much liability cover do you need?

Source: mid.ms.gov, limits in force since 2006-01-01. Checked 2026-10-24.

Questions

Renters insurance in Ridgeland

All insurance agencies in Ridgeland · Renters insurance across Mississippi

Where can I find renters insurance in Ridgeland?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does renters insurance cover?

Covers your belongings and your liability when you rent rather than own.

Do I need flood insurance in Ridgeland?

FEMA's National Risk Index rates inland flooding risk in Madison County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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