Broomfield has 76,304 residents in 31,760 households. We list 4 agencies for renters insurance in Broomfield. Here is what the local numbers say about the cover people here need.

Broomfield at a glance

4renters insurance agencies listed
37.3%of households rentRenters insurance
$664,500median home valueHome insurance
2002median year homes were builtRebuild cost calculator
3.8%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Boulder County

FEMA rates the overall natural hazard risk in Boulder County, where most Broomfield agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

LightningVery High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Broomfield
HailRelatively High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Broomfield
WildfireRelatively High
Fire is a standard cause of loss on home policies. In high-risk areas, check that the dwelling limit would rebuild the home at today’s costs.
Home insurance in Broomfield
Winter weatherRelatively High
TornadoRelatively High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Broomfield

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Where Broomfield agencies are

Broomfield agencies we list sit in 2 ZIP codes, mostly in Boulder County.

800203 agencies
800231 agency

Questions

Renters insurance in Broomfield

All insurance agencies in Broomfield · Renters insurance across Colorado

Where can I find renters insurance in Broomfield?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does renters insurance cover?

Covers your belongings and your liability when you rent rather than own.

Do I need flood insurance in Broomfield?

FEMA's National Risk Index rates inland flooding risk in Boulder County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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