Roseville has 155,955 residents in 59,123 households. We list 11 agencies for renters insurance in Roseville. Here is what the local numbers say about the cover people here need.

Roseville at a glance

11renters insurance agencies listed
31.2%of households rentRenters insurance
$661,400median home valueHome insurance
1998median year homes were builtRebuild cost calculator
5.7%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Placer County

FEMA rates the overall natural hazard risk in Placer County, where most Roseville agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

WildfireRelatively High
Fire is a standard cause of loss on home policies. In high-risk areas, check that the dwelling limit would rebuild the home at today’s costs.
Home insurance in Roseville
Inland floodingRelatively High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in California
LightningRelatively High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Roseville

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in California

California requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $15,000 of property damage liability, often written 30/60/15.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Roseville How much liability cover do you need?

Source: dmv.ca.gov, limits in force since 2025-01-01. Checked 2026-10-24.

Insurance companies Roseville agencies work with

Of the 11 Roseville agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Nationwide9 agencies
Nationwide (Allied)9 agencies
Nationwide (Colonial)9 agencies
Liberty Mutual8 agencies
Liberty Mutual (Safeco)8 agencies
Safeco8 agencies
AmTrust7 agencies
Travelers7 agencies
The Hartford6 agencies
Mercury5 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Roseville agencies are

Roseville agencies we list sit in 3 ZIP codes, mostly in Placer County.

956617 agencies
956782 agencies
957472 agencies

Questions

Renters insurance in Roseville

All insurance agencies in Roseville · Renters insurance across California

Where can I find renters insurance in Roseville?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does renters insurance cover?

Covers your belongings and your liability when you rent rather than own.

Which insurance companies do Roseville agencies work with?

Among the 11 Roseville agencies whose appointments we hold, the companies they are most often appointed with are Nationwide (9), Nationwide (Allied) (9), Nationwide (Colonial) (9), Liberty Mutual (8), Liberty Mutual (Safeco) (8). An appointed agency can quote that company's policies.

Do I need flood insurance in Roseville?

FEMA's National Risk Index rates inland flooding risk in Placer County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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