Arkadelphia has 10,099 residents in 3,502 households. We list 3 agencies for renters insurance in Arkadelphia. Here is what the local numbers say about the cover people here need.

Arkadelphia at a glance

3renters insurance agencies listed
58.8%of households rentRenters insurance
$179,300median home valueHome insurance
1984median year homes were builtRebuild cost calculator
7.3%of households have no carAuto insurance
3.5%of homes are mobile homesMobile home insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Clark County

FEMA rates the overall natural hazard risk in Clark County, where most Arkadelphia agencies we list are located, as Very Low compared with other U.S. counties. The hazards it rates highest:

LightningRelatively High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Arkadelphia
Ice stormRelatively High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Arkansas

Arkansas requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $25,000 of property damage liability, often written 25/50/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Arkadelphia How much liability cover do you need?

Source: insurance.arkansas.gov. Checked 2026-10-24.

Questions

Renters insurance in Arkadelphia

All insurance agencies in Arkadelphia · Renters insurance across Arkansas

Where can I find renters insurance in Arkadelphia?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does renters insurance cover?

Covers your belongings and your liability when you rent rather than own.

Do I need flood insurance in Arkadelphia?

FEMA's National Risk Index rates inland flooding risk in Clark County as Relatively Low compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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