Motorcycle Insurance Agencies in Staten Island, NY

Staten Island at a glance

• 3motorcycle insurance agencies listed
• 32.3%of households rentRenters insurance
• $675,500median home valueHome insurance
• 1974median year homes were builtRebuild cost calculator
• 15.9%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates, for Richmond County (the Census does not publish Staten Island as a separate place). Agency count: our listings.

Natural hazard risk in Richmond County

FEMA rates the overall natural hazard risk in Richmond County, where most Staten Island agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

• Strong windRelatively High

  Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.

  Home insurance in Staten Island
• Winter weatherRelatively High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in New York

New York requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $10,000 of property damage liability, often written 25/50/10. It also requires personal injury protection ($50,000) and uninsured motorist coverage ($25,000 per person, $50,000 per accident). New York is a no-fault state: your own personal injury protection (PIP) pays your medical bills after a crash, whoever caused it.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Staten IslandHow much liability cover do you need?

Source: dfs.ny.gov. Checked 2026-10-24.

Where Staten Island agencies are

Staten Island agencies we list sit in 3 ZIP codes, mostly in Richmond County.

• 103071 agency
• 103121 agency
• 103141 agency