Colorado Springs has 487,887 residents in 202,515 households. We list 20 agencies for motorcycle insurance in Colorado Springs. Here is what the local numbers say about the cover people here need.

Colorado Springs at a glance

20motorcycle insurance agencies listed
39.1%of households rentRenters insurance
$452,600median home valueHome insurance
1986median year homes were builtRebuild cost calculator
4.4%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in El Paso County

FEMA rates the overall natural hazard risk in El Paso County, where most Colorado Springs agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

Winter weatherVery High
LightningVery High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Colorado Springs
WildfireRelatively High
Fire is a standard cause of loss on home policies. In high-risk areas, check that the dwelling limit would rebuild the home at today’s costs.
Home insurance in Colorado Springs
HailRelatively High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Colorado Springs
TornadoRelatively High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Colorado Springs

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Colorado

Colorado requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $15,000 of property damage liability, often written 25/50/15.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Colorado Springs How much liability cover do you need?

Source: doi.colorado.gov. Checked 2026-10-24.

Insurance companies Colorado Springs agencies work with

Of the 20 Colorado Springs agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Liberty Mutual (Safeco)10 agencies
Nationwide9 agencies
Safeco9 agencies
Travelers9 agencies
Foremost8 agencies
Liberty Mutual8 agencies
Nationwide (Colonial)8 agencies
Progressive8 agencies
The Hartford8 agencies
Nationwide (Allied)7 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Colorado Springs agencies are

Colorado Springs agencies we list sit in 10 ZIP codes, mostly in El Paso County.

809186 agencies
809052 agencies
809062 agencies
809072 agencies
809092 agencies
809202 agencies
809031 agency
809041 agency
809111 agency
809211 agency

Questions

Motorcycle insurance in Colorado Springs

All insurance agencies in Colorado Springs · Motorcycle insurance across Colorado

Where can I find motorcycle insurance in Colorado Springs?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does motorcycle insurance cover?

Covers your bike, your gear and your liability on the road.

Which insurance companies do Colorado Springs agencies work with?

Among the 20 Colorado Springs agencies whose appointments we hold, the companies they are most often appointed with are Liberty Mutual (Safeco) (10), Nationwide (9), Safeco (9), Travelers (9), Foremost (8). An appointed agency can quote that company's policies.

Do I need flood insurance in Colorado Springs?

FEMA's National Risk Index rates inland flooding risk in El Paso County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

Nearby

Motorcycle insurance near Colorado Springs

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