Mobile Home insurance · Texas

Mobile Home Insurance Agencies in Paris, TX

Written for manufactured and mobile homes, which standard home policies exclude.

Local insight

Mobile Home insurance in Paris: what to know

Paris has 24,775 residents in 9,870 households. We list 11 agencies for mobile home insurance in Paris. Here is what the local numbers say about the cover people here need.

Paris at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Lamar County

FEMA rates the overall natural hazard risk in Lamar County, where most Paris agencies we list are located, as Relatively Low compared with other U.S. counties. The hazards it rates highest:

  • Ice stormVery High
  • TornadoRelatively High

    Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.

    Home insurance in Paris
  • HailRelatively High

    Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.

    Home insurance in Paris

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies Paris agencies work with

Of the 11 Paris agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

  1. Foremost10 agencies
  2. National General8 agencies
  3. Liberty Mutual7 agencies
  4. Liberty Mutual (Safeco)7 agencies
  5. Travelers7 agencies
  6. Travelers (Standard Fire)7 agencies
  7. GEICO6 agencies
  8. Infinity6 agencies
  9. Progressive6 agencies
  10. Safeco6 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Paris agencies are

Paris agencies we list sit in 2 ZIP codes, mostly in Lamar County.

  • 7546010 agencies
  • 754611 agency
Where can I find mobile home insurance in Paris?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does mobile home insurance cover?

Written for manufactured and mobile homes, which standard home policies exclude.

Which insurance companies do Paris agencies work with?

Among the 11 Paris agencies whose appointments we hold, the companies they are most often appointed with are Foremost (10), National General (8), Liberty Mutual (7), Liberty Mutual (Safeco) (7), Travelers (7). An appointed agency can quote that company's policies.

Do I need flood insurance in Paris?

FEMA's National Risk Index rates inland flooding risk in Lamar County as Relatively Low compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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