Mobile Home Insurance Agencies in Rhode Island

Rhode Island at a glance

• 5mobile home insurance agencies listed
• 36.4%of households rentRenters insurance
• $404,200median home valueHome insurance
• 1962median year homes were builtRebuild cost calculator
• 9.1%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk across Rhode Island

How many of Rhode Island’s 5 counties FEMA rates Relatively High or Very High for each hazard, compared with other U.S. counties.

• Inland flooding1 of 5 counties

  Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

  Flood insurance in every state
• Lightning1 of 5 counties

  Fire and lightning are standard covered causes of loss on home policies.

  Home insurance in Rhode Island
• Ice storm1 of 5 counties

Source: FEMA National Risk Index, December 2025 release.

Car insurance rules in Rhode Island

Rhode Island requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $25,000 of property damage liability, often written 25/50/25. A combined single limit of $75,000 is accepted instead.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Rhode IslandHow much liability cover do you need?

Source: rules.sos.ri.gov. Checked 2026-10-24.