Massachusetts has 7,044,056 residents. We list 34 agencies for mobile home insurance in Massachusetts. Here is what the local numbers say about the cover people here need.

Massachusetts at a glance

34mobile home insurance agencies listed
37.5%of households rentRenters insurance
$562,100median home valueHome insurance
1964median year homes were builtRebuild cost calculator
11.7%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk across Massachusetts

How many of Massachusetts’s 14 counties FEMA rates Relatively High or Very High for each hazard, compared with other U.S. counties.

Inland flooding7 of 14 counties
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in every state
Lightning7 of 14 counties
Very High in Suffolk County.
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Massachusetts
Ice storm7 of 14 counties
Very High in Middlesex County, Worcester County, Essex County.
Hurricane6 of 14 counties
Home policies that cover wind often carry a separate hurricane deductible, set as a percentage of the home’s insured value (typically 1% to 5%). Flooding from the storm needs a flood policy.
Home insurance in Massachusetts
Strong wind6 of 14 counties
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Massachusetts
Coastal flooding5 of 14 counties
Very High in Essex County, Barnstable County, Plymouth County.
Storm surge and tidal flooding count as flood, which most home policies exclude. It needs a separate flood policy.
Flood insurance in every state

Source: FEMA National Risk Index, December 2025 release.

Insurance companies Massachusetts agencies work with

Of the 34 Massachusetts agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Liberty Mutual21 agencies
Travelers20 agencies
American Modern19 agencies
Foremost19 agencies
Liberty Mutual (Safeco)19 agencies
Safeco19 agencies
Travelers (Standard Fire)16 agencies
Chubb15 agencies
Progressive14 agencies
The Hartford14 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Questions

Mobile Home insurance in Massachusetts

All insurance agencies in Massachusetts · Mobile Home insurance in every state

Where can I find mobile home insurance in Massachusetts?

Pick your city in the list on this page to see every agency there that offers mobile home insurance, or search by name or ZIP code.

What does mobile home insurance cover?

Written for manufactured and mobile homes, which standard home policies exclude.

Which insurance companies do Massachusetts agencies work with?

Among the 34 Massachusetts agencies whose appointments we hold, the companies they are most often appointed with are Liberty Mutual (21), Travelers (20), American Modern (19), Foremost (19), Liberty Mutual (Safeco) (19). An appointed agency can quote that company's policies.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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