Iowa has 3,210,507 residents. We list 30 agencies for mobile home insurance in Iowa. Here is what the local numbers say about the cover people here need.

Iowa at a glance

30mobile home insurance agencies listed
28.3%of households rentRenters insurance
$208,000median home valueHome insurance
1972median year homes were builtRebuild cost calculator
5.4%of households have no carAuto insurance
3.2%of homes are mobile homesMobile home insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk across Iowa

How many of Iowa’s 99 counties FEMA rates Relatively High or Very High for each hazard, compared with other U.S. counties.

Strong wind14 of 99 counties
Very High in Polk County, Johnson County, Linn County.
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Iowa
Hail9 of 99 counties
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Iowa
Winter weather9 of 99 counties
Tornado8 of 99 counties
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Iowa
Ice storm4 of 99 counties
Lightning2 of 99 counties
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Iowa

Source: FEMA National Risk Index, December 2025 release.

Car insurance rules in Iowa

Iowa requires drivers to carry at least $20,000 of bodily injury liability per person, $40,000 per accident and $15,000 of property damage liability, often written 20/40/15.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Iowa How much liability cover do you need?

Source: legis.iowa.gov. Checked 2026-10-24.

Insurance companies Iowa agencies work with

Of the 30 Iowa agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Nationwide23 agencies
Nationwide (Allied)20 agencies
Nationwide (Colonial)20 agencies
American Modern18 agencies
Foremost18 agencies
Progressive18 agencies
Safeco16 agencies
Travelers16 agencies
Liberty Mutual15 agencies
Liberty Mutual (Safeco)15 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Questions

Mobile Home insurance in Iowa

All insurance agencies in Iowa · Mobile Home insurance in every state

Where can I find mobile home insurance in Iowa?

Pick your city in the list on this page to see every agency there that offers mobile home insurance, or search by name or ZIP code.

What does mobile home insurance cover?

Written for manufactured and mobile homes, which standard home policies exclude.

Which insurance companies do Iowa agencies work with?

Among the 30 Iowa agencies whose appointments we hold, the companies they are most often appointed with are Nationwide (23), Nationwide (Allied) (20), Nationwide (Colonial) (20), American Modern (18), Foremost (18). An appointed agency can quote that company's policies.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

For insurance agencies

Is your Iowa agency listed?

Claim your free listing to keep your details right, then add your logo, website and social profiles.

Claim your listing