Mobile Home Insurance Agencies in Rockford, IL

Rockford at a glance

• 3mobile home insurance agencies listed
• 45.1%of households rentRenters insurance
• $129,000median home valueHome insurance
• 1963median year homes were builtRebuild cost calculator
• 12.7%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Winnebago County

FEMA rates the overall natural hazard risk in Winnebago County, where most Rockford agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

• TornadoRelatively High

  Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.

  Home insurance in Rockford
• Strong windRelatively High

  Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.

  Home insurance in Rockford
• HailRelatively High

  Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.

  Home insurance in Rockford
• Inland floodingRelatively High

  Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

  Flood insurance
• LightningRelatively High

  Fire and lightning are standard covered causes of loss on home policies.

  Home insurance in Rockford

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Where Rockford agencies are

Rockford agencies we list sit in 2 ZIP codes, mostly in Winnebago County.

• 611072 agencies
• 611141 agency