Tacoma has 222,758 residents in 93,033 households. We list 10 agencies for life insurance in Tacoma. Here is what the local numbers say about the cover people here need.

Tacoma at a glance

10life insurance agencies listed
44.2%of households rentRenters insurance
$479,600median home valueHome insurance
1967median year homes were builtRebuild cost calculator
8.8%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Pierce County

FEMA rates the overall natural hazard risk in Pierce County, where most Tacoma agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

EarthquakeRelatively High
Standard home policies do not cover earthquake damage. It is bought as a separate policy or added to a home policy.
Earthquake insurance
Inland floodingRelatively High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance
LightningRelatively High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Tacoma
Ice stormRelatively High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Washington

Washington requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $10,000 of property damage liability, often written 25/50/10.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Tacoma How much liability cover do you need?

Source: app.leg.wa.gov. Checked 2026-10-24.

Insurance companies Tacoma agencies work with

Of the 10 Tacoma agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

American Modern5 agencies
Nationwide5 agencies
Chubb4 agencies
Chubb (ACE)4 agencies
Employers4 agencies
Foremost4 agencies
Liberty Mutual4 agencies
Liberty Mutual (Safeco)4 agencies
Mercury4 agencies
Nationwide (Allied)4 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Tacoma agencies are

Tacoma agencies we list sit in 6 ZIP codes, mostly in Pierce County.

984664 agencies
984022 agencies
984051 agency
984071 agency
984091 agency
984441 agency

Questions

Life insurance in Tacoma

All insurance agencies in Tacoma · Life insurance across Washington

Where can I find life insurance in Tacoma?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does life insurance cover?

Pays a lump sum to the people who depend on your income.

Which insurance companies do Tacoma agencies work with?

Among the 10 Tacoma agencies whose appointments we hold, the companies they are most often appointed with are American Modern (5), Nationwide (5), Chubb (4), Chubb (ACE) (4), Employers (4). An appointed agency can quote that company's policies.

Do I need flood insurance in Tacoma?

FEMA's National Risk Index rates inland flooding risk in Pierce County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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