Life Insurance Agencies in San Benito, TX

San Benito at a glance

• 9life insurance agencies listed
• 34%of households rentRenters insurance
• $85,300median home valueHome insurance
• 1987median year homes were builtRebuild cost calculator
• 8.9%of households have no carAuto insurance
• 11.2%of homes are mobile homesMobile home insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Cameron County

FEMA rates the overall natural hazard risk in Cameron County, where most San Benito agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

• HurricaneVery High

  Home policies that cover wind often carry a separate hurricane deductible, set as a percentage of the home’s insured value (typically 1% to 5%). Flooding from the storm needs a flood policy.

  Home insurance in Texas
• HailRelatively High

  Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.

  Home insurance in Texas
• Ice stormRelatively High
• Strong windRelatively High

  Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.

  Home insurance in Texas
• Winter weatherRelatively High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.