Life Insurance Agencies in Ennis, TX

Ennis at a glance

• 4life insurance agencies listed
• 36.9%of households rentRenters insurance
• $260,100median home valueHome insurance
• 1990median year homes were builtRebuild cost calculator
• 5.5%of households have no carAuto insurance
• 4.1%of homes are mobile homesMobile home insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Ellis County

FEMA rates the overall natural hazard risk in Ellis County, where most Ennis agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

• HailRelatively High

  Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.

  Home insurance in Ennis
• LightningRelatively High

  Fire and lightning are standard covered causes of loss on home policies.

  Home insurance in Ennis

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in EnnisHow much liability cover do you need?

Source: tdi.texas.gov. Checked 2026-10-24.

Where Ennis agencies are

Ennis agencies we list sit in 2 ZIP codes, mostly in Ellis County.

• 751192 agencies
• 751202 agencies