Red Bank has 12,862 residents in 5,983 households. We list 11 agencies for life insurance in Red Bank. Here is what the local numbers say about the cover people here need.

Red Bank at a glance

11life insurance agencies listed
49.9%of households rentRenters insurance
$504,900median home valueHome insurance
1958median year homes were builtRebuild cost calculator
13.8%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Monmouth County

FEMA rates the overall natural hazard risk in Monmouth County, where most Red Bank agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

Strong windVery High
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Red Bank
LightningVery High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Red Bank
Winter weatherVery High
Inland floodingRelatively High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance
Ice stormRelatively High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Insurance companies Red Bank agencies work with

Of the 11 Red Bank agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Aetna3 agencies
Corebridge (AIG Life)3 agencies
Pruco Life Insurance Company3 agencies
The Hartford3 agencies
UnitedHealthcare3 agencies
Ameritas Life Insurance2 agencies
Chubb2 agencies
Fortitude Life Insurance & Annuity Company2 agencies
Massachusetts Mutual Life Insurance Company2 agencies
Mutual life carrier2 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Questions

Life insurance in Red Bank

All insurance agencies in Red Bank · Life insurance across New Jersey

Where can I find life insurance in Red Bank?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does life insurance cover?

Pays a lump sum to the people who depend on your income.

Which insurance companies do Red Bank agencies work with?

Among the 11 Red Bank agencies whose appointments we hold, the companies they are most often appointed with are Aetna (3), Corebridge (AIG Life) (3), Pruco Life Insurance Company (3), The Hartford (3), UnitedHealthcare (3). An appointed agency can quote that company's policies.

Do I need flood insurance in Red Bank?

FEMA's National Risk Index rates inland flooding risk in Monmouth County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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