Clifton has 89,379 residents in 33,614 households. We list 4 agencies for life insurance in Clifton. Here is what the local numbers say about the cover people here need.

Clifton at a glance

4life insurance agencies listed
40.4%of households rentRenters insurance
$461,900median home valueHome insurance
1951median year homes were builtRebuild cost calculator
10%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Passaic County

FEMA rates the overall natural hazard risk in Passaic County, where most Clifton agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

Strong windVery High
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in New Jersey
LightningVery High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in New Jersey
Winter weatherVery High
Inland floodingRelatively High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Where Clifton agencies are

Clifton agencies we list sit in 3 ZIP codes, mostly in Passaic County.

070132 agencies
070111 agency
070121 agency

Questions

Life insurance in Clifton

All insurance agencies in Clifton · Life insurance across New Jersey

Where can I find life insurance in Clifton?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does life insurance cover?

Pays a lump sum to the people who depend on your income.

Do I need flood insurance in Clifton?

FEMA's National Risk Index rates inland flooding risk in Passaic County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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