Great Falls has 60,329 residents in 26,379 households. We list 3 agencies for life insurance in Great Falls. Here is what the local numbers say about the cover people here need.

Great Falls at a glance

3life insurance agencies listed
33.9%of households rentRenters insurance
$257,000median home valueHome insurance
1965median year homes were builtRebuild cost calculator
7.1%of households have no carAuto insurance
4.2%of homes are mobile homesMobile home insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Cascade County

FEMA rates the overall natural hazard risk in Cascade County, where most Great Falls agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

Winter weatherVery High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Montana

Montana requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $20,000 of property damage liability, often written 25/50/20.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Montana How much liability cover do you need?

Source: mca.legmt.gov. Checked 2026-10-24.

Where Great Falls agencies are

Great Falls agencies we list sit in 2 ZIP codes, mostly in Cascade County.

594032 agencies
594011 agency

Questions

Life insurance in Great Falls

All insurance agencies in Great Falls · Life insurance across Montana

Where can I find life insurance in Great Falls?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does life insurance cover?

Pays a lump sum to the people who depend on your income.

Do I need flood insurance in Great Falls?

FEMA's National Risk Index rates inland flooding risk in Cascade County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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