Life Insurance Agencies in Hingham, MA

Hingham at a glance

• 3life insurance agencies listed
• 22.7%of households rentRenters insurance
• $1,255,700median home valueHome insurance
• 1938median year homes were builtRebuild cost calculator
• 3.5%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Plymouth County

FEMA rates the overall natural hazard risk in Plymouth County, where most Hingham agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

• Coastal floodingVery High

  Storm surge and tidal flooding count as flood, which most home policies exclude. It needs a separate flood policy.

  Flood insurance
• Strong windRelatively High

  Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.

  Home insurance in Hingham
• LightningRelatively High

  Fire and lightning are standard covered causes of loss on home policies.

  Home insurance in Hingham
• Ice stormRelatively High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Massachusetts

Massachusetts requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $30,000 of property damage liability, often written 25/50/30. It also requires personal injury protection ($8,000) and uninsured motorist coverage ($25,000 per person, $50,000 per accident).

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in HinghamHow much liability cover do you need?

Source: mass.gov, limits in force since 2025-07-01. Checked 2026-10-24.