New Orleans has 371,853 residents in 155,821 households. We list 18 agencies for life insurance in New Orleans. Here is what the local numbers say about the cover people here need.

New Orleans at a glance

18life insurance agencies listed
48.8%of households rentRenters insurance
$315,700median home valueHome insurance
1960median year homes were builtRebuild cost calculator
17.4%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Orleans Parish

FEMA rates the overall natural hazard risk in Orleans Parish, where most New Orleans agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

HurricaneVery High
Home policies that cover wind often carry a separate hurricane deductible, set as a percentage of the home’s insured value (typically 1% to 5%). Flooding from the storm needs a flood policy.
Home insurance in New Orleans
LightningVery High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in New Orleans
Inland floodingRelatively High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Louisiana

Louisiana requires drivers to carry at least $15,000 of bodily injury liability per person, $30,000 per accident and $25,000 of property damage liability, often written 15/30/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in New Orleans How much liability cover do you need?

Source: ldi.la.gov. Checked 2026-10-24.

Insurance companies New Orleans agencies work with

Of the 18 New Orleans agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Medicare Advantage7 agencies
UnitedHealthcare7 agencies
Centene5 agencies
Aetna4 agencies
ASSURITY LIFE INSURANCE COMPANY3 agencies
Liberty Mutual3 agencies
State Farm3 agencies
Travelers3 agencies
Ameritas Life Insurance2 agencies
Chubb2 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where New Orleans agencies are

New Orleans agencies we list sit in 11 ZIP codes, mostly in Orleans Parish.

701234 agencies
701244 agencies
701222 agencies
701141 agency
701171 agency
701181 agency
701191 agency
701301 agency
701391 agency
701571 agency
701701 agency

Questions

Life insurance in New Orleans

All insurance agencies in New Orleans · Life insurance across Louisiana

Where can I find life insurance in New Orleans?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does life insurance cover?

Pays a lump sum to the people who depend on your income.

Which insurance companies do New Orleans agencies work with?

Among the 18 New Orleans agencies whose appointments we hold, the companies they are most often appointed with are Medicare Advantage (7), UnitedHealthcare (7), Centene (5), Aetna (4), ASSURITY LIFE INSURANCE COMPANY (3). An appointed agency can quote that company's policies.

Do I need flood insurance in New Orleans?

FEMA's National Risk Index rates inland flooding risk in Orleans Parish as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

Nearby

Life insurance near New Orleans

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