Los Angeles County has 9,808,667 residents in 3,416,449 households. We list 12 agencies for life insurance in Encino. Here is what the local numbers say about the cover people here need.

Encino at a glance

12life insurance agencies listed
54.1%of households rentRenters insurance
$834,200median home valueHome insurance
1965median year homes were builtRebuild cost calculator
8.9%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates, for Los Angeles County (the Census does not publish Encino as a separate place). Agency count: our listings.

Natural hazard risk in Los Angeles County

FEMA rates the overall natural hazard risk in Los Angeles County, where most Encino agencies we list are located, as Very High compared with other U.S. counties. The hazards it rates highest:

Inland floodingVery High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in California
EarthquakeVery High
Standard home policies do not cover earthquake damage. It is bought as a separate policy or added to a home policy.
Earthquake insurance
WildfireVery High
Fire is a standard cause of loss on home policies. In high-risk areas, check that the dwelling limit would rebuild the home at today’s costs.
Home insurance in Encino
LightningVery High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Encino
TornadoRelatively High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Encino

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in California

California requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $15,000 of property damage liability, often written 30/60/15.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Encino How much liability cover do you need?

Source: dmv.ca.gov, limits in force since 2025-01-01. Checked 2026-10-24.

Insurance companies Encino agencies work with

Of the 12 Encino agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Mutual life carrier4 agencies
Nationwide4 agencies
AmTrust2 agencies
BERKSHIRE LIFE INSURANCE COMPANY OF AMERICA2 agencies
Blue Cross Blue Shield2 agencies
Dearborn Life Insurance Company2 agencies
Principal2 agencies
Progressive2 agencies
Travelers2 agencies
Aetna1 agency

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Encino agencies are

Encino agencies we list sit in 2 ZIP codes, mostly in Los Angeles County.

914369 agencies
913163 agencies

Questions

Life insurance in Encino

All insurance agencies in Encino · Life insurance across California

Where can I find life insurance in Encino?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does life insurance cover?

Pays a lump sum to the people who depend on your income.

Which insurance companies do Encino agencies work with?

Among the 12 Encino agencies whose appointments we hold, the companies they are most often appointed with are Mutual life carrier (4), Nationwide (4), AmTrust (2), BERKSHIRE LIFE INSURANCE COMPANY OF AMERICA (2), Blue Cross Blue Shield (2). An appointed agency can quote that company's policies.

Do I need flood insurance in Encino?

FEMA's National Risk Index rates inland flooding risk in Los Angeles County as Very High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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