Benton has 36,595 residents in 15,377 households. We list 3 agencies for life insurance in Benton. Here is what the local numbers say about the cover people here need.

Benton at a glance

3life insurance agencies listed
31.8%of households rentRenters insurance
$212,700median home valueHome insurance
1995median year homes were builtRebuild cost calculator
3%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Hot Spring County

FEMA rates the overall natural hazard risk in Hot Spring County, where most Benton agencies we list are located, as Relatively Low compared with other U.S. counties. The hazards it rates highest:

Ice stormRelatively High
LightningRelatively High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Benton

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Arkansas

Arkansas requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $25,000 of property damage liability, often written 25/50/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Benton How much liability cover do you need?

Source: insurance.arkansas.gov. Checked 2026-10-24.

Where Benton agencies are

Benton agencies we list sit in 2 ZIP codes, mostly in Hot Spring County.

720192 agencies
720151 agency

Questions

Life insurance in Benton

All insurance agencies in Benton · Life insurance across Arkansas

Where can I find life insurance in Benton?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does life insurance cover?

Pays a lump sum to the people who depend on your income.

Do I need flood insurance in Benton?

FEMA's National Risk Index rates inland flooding risk in Hot Spring County as Relatively Low compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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