Virginia has 8,705,170 residents. We list 75 agencies for landlord insurance in Virginia. Here is what the local numbers say about the cover people here need.

Virginia at a glance

75landlord insurance agencies listed
32.7%of households rentRenters insurance
$383,700median home valueHome insurance
1984median year homes were builtRebuild cost calculator
6.1%of households have no carAuto insurance
4.3%of homes are mobile homesMobile home insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk across Virginia

How many of Virginia’s 129 counties FEMA rates Relatively High or Very High for each hazard, compared with other U.S. counties.

Strong wind9 of 129 counties
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Virginia
Lightning7 of 129 counties
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Virginia
Winter weather6 of 129 counties
Coastal flooding2 of 129 counties
Very High in Accomack County.
Storm surge and tidal flooding count as flood, which most home policies exclude. It needs a separate flood policy.
Flood insurance in every state
Ice storm2 of 129 counties
Hurricane1 of 129 counties
Home policies that cover wind often carry a separate hurricane deductible, set as a percentage of the home’s insured value (typically 1% to 5%). Flooding from the storm needs a flood policy.
Home insurance in Virginia

Source: FEMA National Risk Index, December 2025 release.

Insurance companies Virginia agencies work with

Of the 75 Virginia agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Travelers54 agencies
Safeco44 agencies
Liberty Mutual42 agencies
Liberty Mutual (Safeco)40 agencies
Nationwide39 agencies
The Hartford38 agencies
Travelers (Standard Fire)38 agencies
Progressive33 agencies
Nationwide (Allied)29 agencies
Nationwide (Colonial)29 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Questions

Landlord insurance in Virginia

All insurance agencies in Virginia · Landlord insurance in every state

Where can I find landlord insurance in Virginia?

Pick your city in the list on this page to see every agency there that offers landlord insurance, or search by name or ZIP code.

What does landlord insurance cover?

Covers a property you rent out, including loss of rental income.

Which insurance companies do Virginia agencies work with?

Among the 75 Virginia agencies whose appointments we hold, the companies they are most often appointed with are Travelers (54), Safeco (44), Liberty Mutual (42), Liberty Mutual (Safeco) (40), Nationwide (39). An appointed agency can quote that company's policies.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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