Landlord insurance · Utah

Landlord Insurance Agencies in Cedar City, UT

Covers a property you rent out, including loss of rental income.

Local insight

Landlord insurance in Cedar City: what to know

Cedar City has 38,524 residents in 12,480 households. We list 3 agencies for landlord insurance in Cedar City. Here is what the local numbers say about the cover people here need.

Cedar City at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Iron County

FEMA rates the overall natural hazard risk in Iron County, where most Cedar City agencies we list are located, as Relatively Low compared with other U.S. counties. The hazards it rates highest:

  • WildfireRelatively High

    Fire is a standard cause of loss on home policies. In high-risk areas, check that the dwelling limit would rebuild the home at today’s costs.

    Home insurance in Cedar City
  • Winter weatherRelatively High
  • LightningRelatively High

    Fire and lightning are standard covered causes of loss on home policies.

    Home insurance in Cedar City

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Utah

Utah requires drivers to carry at least $30,000 of bodily injury liability per person, $65,000 per accident and $25,000 of property damage liability, often written 30/65/25. It also requires personal injury protection ($3,000). Utah is a no-fault state: your own personal injury protection (PIP) pays your medical bills after a crash, whoever caused it.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Cedar CityHow much liability cover do you need?

Source: insurance.utah.gov. Checked 2026-10-24.

Where Cedar City agencies are

Cedar City agencies we list sit in 2 ZIP codes, mostly in Iron County.

  • 847202 agencies
  • 847211 agency

Questions

Landlord insurance in Cedar City

All insurance agencies in Cedar City · Landlord insurance across Utah

Where can I find landlord insurance in Cedar City?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does landlord insurance cover?

Covers a property you rent out, including loss of rental income.

Do I need flood insurance in Cedar City?

FEMA's National Risk Index rates inland flooding risk in Iron County as Relatively Low compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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Landlord insurance near Cedar City

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