Landlord insurance · Texas

Landlord Insurance Agencies in Mission, TX

Covers a property you rent out, including loss of rental income.

Local insight

Landlord insurance in Mission: what to know

Mission has 87,038 residents in 28,874 households. We list 22 agencies for landlord insurance in Mission. Here is what the local numbers say about the cover people here need.

Mission at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Hidalgo County

FEMA rates the overall natural hazard risk in Hidalgo County, where most Mission agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

  • HurricaneVery High

    Home policies that cover wind often carry a separate hurricane deductible, set as a percentage of the home’s insured value (typically 1% to 5%). Flooding from the storm needs a flood policy.

    Home insurance in Mission
  • HailVery High

    Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.

    Home insurance in Mission
  • Ice stormVery High
  • Inland floodingRelatively High

    Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

    Flood insurance in Texas
  • TornadoRelatively High

    Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.

    Home insurance in Mission

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies Mission agencies work with

Of the 22 Mission agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

  1. Homeowners of America13 agencies
  2. Porch13 agencies
  3. Foremost12 agencies
  4. Incline10 agencies
  5. Old American10 agencies
  6. Progressive10 agencies
  7. Redpoint10 agencies
  8. Agricultural Workers Mutual Auto Insurance Company9 agencies
  9. Home State9 agencies
  10. American Modern8 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Mission agencies are

Mission agencies we list sit in 3 ZIP codes, mostly in Hidalgo County.

  • 7857217 agencies
  • 785734 agencies
  • 785741 agency
Where can I find landlord insurance in Mission?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does landlord insurance cover?

Covers a property you rent out, including loss of rental income.

Which insurance companies do Mission agencies work with?

Among the 22 Mission agencies whose appointments we hold, the companies they are most often appointed with are Homeowners of America (13), Porch (13), Foremost (12), Incline (10), Old American (10). An appointed agency can quote that company's policies.

Do I need flood insurance in Mission?

FEMA's National Risk Index rates inland flooding risk in Hidalgo County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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