Landlord insurance · Texas

Landlord Insurance Agencies in Mckinney, TX

Covers a property you rent out, including loss of rental income.

Local insight

Landlord insurance in Mckinney: what to know

Mckinney has 210,600 residents in 74,072 households. We list 62 agencies for landlord insurance in Mckinney. Here is what the local numbers say about the cover people here need.

Mckinney at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Collin County

FEMA rates the overall natural hazard risk in Collin County, where most Mckinney agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

  • HailVery High

    Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.

    Home insurance in Mckinney
  • TornadoVery High

    Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.

    Home insurance in Mckinney
  • Inland floodingRelatively High

    Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

    Flood insurance in Mckinney
  • Ice stormRelatively High
  • Winter weatherRelatively High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Insurance companies Mckinney agencies work with

Of the 62 Mckinney agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

  1. GEICO32 agencies
  2. Foremost28 agencies
  3. Liberty Mutual28 agencies
  4. National General28 agencies
  5. Progressive28 agencies
  6. Liberty Mutual (Safeco)27 agencies
  7. Safeco27 agencies
  8. Home State26 agencies
  9. American Modern25 agencies
  10. Homeowners of America22 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Mckinney agencies are

Mckinney agencies we list sit in 4 ZIP codes, mostly in Collin County.

  • 7507027 agencies
  • 7506915 agencies
  • 7507114 agencies
  • 750726 agencies
Where can I find landlord insurance in Mckinney?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does landlord insurance cover?

Covers a property you rent out, including loss of rental income.

Which insurance companies do Mckinney agencies work with?

Among the 62 Mckinney agencies whose appointments we hold, the companies they are most often appointed with are GEICO (32), Foremost (28), Liberty Mutual (28), National General (28), Progressive (28). An appointed agency can quote that company's policies.

Do I need flood insurance in Mckinney?

FEMA's National Risk Index rates inland flooding risk in Collin County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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