Framingham has 72,399 residents in 26,803 households. We list 3 agencies for landlord insurance in Framingham. Here is what the local numbers say about the cover people here need.

Framingham at a glance

3landlord insurance agencies listed
45.2%of households rentRenters insurance
$627,300median home valueHome insurance
1966median year homes were builtRebuild cost calculator
8.6%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Middlesex County

FEMA rates the overall natural hazard risk in Middlesex County, where most Framingham agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

Ice stormVery High
Inland floodingRelatively High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance
LightningRelatively High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Framingham
HurricaneRelatively High
Home policies that cover wind often carry a separate hurricane deductible, set as a percentage of the home’s insured value (typically 1% to 5%). Flooding from the storm needs a flood policy.
Home insurance in Framingham
Strong windRelatively High
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Framingham

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Questions

Landlord insurance in Framingham

All insurance agencies in Framingham · Landlord insurance across Massachusetts

Where can I find landlord insurance in Framingham?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does landlord insurance cover?

Covers a property you rent out, including loss of rental income.

Do I need flood insurance in Framingham?

FEMA's National Risk Index rates inland flooding risk in Middlesex County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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