Wilmington has 71,727 residents in 31,655 households. We list 9 agencies for landlord insurance in Wilmington. Here is what the local numbers say about the cover people here need.

Wilmington at a glance

9landlord insurance agencies listed
52%of households rentRenters insurance
$231,400median home valueHome insurance
1946median year homes were builtRebuild cost calculator
22.5%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in New Castle County

FEMA rates the overall natural hazard risk in New Castle County, where most Wilmington agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

Winter weatherVery High
Inland floodingRelatively High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance
Ice stormRelatively High
Strong windRelatively High
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Wilmington
Coastal floodingRelatively High
Storm surge and tidal flooding count as flood, which most home policies exclude. It needs a separate flood policy.
Flood insurance

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Where Wilmington agencies are

Wilmington agencies we list sit in 6 ZIP codes, mostly in New Castle County.

198014 agencies
198031 agency
198071 agency
198081 agency
198091 agency
198991 agency

Questions

Landlord insurance in Wilmington

All insurance agencies in Wilmington · Landlord insurance across Delaware

Where can I find landlord insurance in Wilmington?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does landlord insurance cover?

Covers a property you rent out, including loss of rental income.

Do I need flood insurance in Wilmington?

FEMA's National Risk Index rates inland flooding risk in New Castle County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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