Loveland has 78,410 residents in 34,367 households. We list 3 agencies for landlord insurance in Loveland. Here is what the local numbers say about the cover people here need.

Loveland at a glance

3landlord insurance agencies listed
37.8%of households rentRenters insurance
$479,000median home valueHome insurance
1993median year homes were builtRebuild cost calculator
5.4%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Larimer County

FEMA rates the overall natural hazard risk in Larimer County, where most Loveland agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

LightningVery High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Loveland
Winter weatherVery High
HailRelatively High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Loveland
WildfireRelatively High
Fire is a standard cause of loss on home policies. In high-risk areas, check that the dwelling limit would rebuild the home at today’s costs.
Home insurance in Loveland
TornadoRelatively High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Loveland

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Where Loveland agencies are

Loveland agencies we list sit in 2 ZIP codes, mostly in Larimer County.

805382 agencies
805371 agency

Questions

Landlord insurance in Loveland

All insurance agencies in Loveland · Landlord insurance across Colorado

Where can I find landlord insurance in Loveland?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does landlord insurance cover?

Covers a property you rent out, including loss of rental income.

Do I need flood insurance in Loveland?

FEMA's National Risk Index rates inland flooding risk in Larimer County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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