Provo has 114,766 residents in 34,022 households. We list 24 insurance agencies in Provo. Here is what the local numbers say about the cover people here need.

Provo at a glance

24insurance agencies listed
60.6%of households rentRenters insurance
$467,200median home valueHome insurance
1983median year homes were builtRebuild cost calculator
4.7%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Utah County

FEMA rates the overall natural hazard risk in Utah County, where most Provo agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

LightningVery High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Provo
WildfireRelatively High
Fire is a standard cause of loss on home policies. In high-risk areas, check that the dwelling limit would rebuild the home at today’s costs.
Home insurance in Provo
EarthquakeRelatively High
Standard home policies do not cover earthquake damage. It is bought as a separate policy or added to a home policy.
Earthquake insurance
Winter weatherRelatively High
Strong windRelatively High
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Provo

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Utah

Utah requires drivers to carry at least $30,000 of bodily injury liability per person, $65,000 per accident and $25,000 of property damage liability, often written 30/65/25. It also requires personal injury protection ($3,000). Utah is a no-fault state: your own personal injury protection (PIP) pays your medical bills after a crash, whoever caused it.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Provo How much liability cover do you need?

Source: insurance.utah.gov. Checked 2026-10-24.

Insurance companies Provo agencies work with

Of the 10 Provo agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Travelers (Standard Fire)6 agencies
The Hartford5 agencies
Travelers5 agencies
Progressive4 agencies
Liberty Mutual3 agencies
Nationwide3 agencies
Nationwide (Allied)3 agencies
Nationwide (Colonial)3 agencies
American Modern2 agencies
AmTrust2 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

What Provo agencies can write

Share of the 24 agencies listed in Provo that are appointed with at least one insurance company writing each type, or that name it on their own website.

Source: our listings. Appointment with a company that writes a type does not guarantee an agency sells it today.

Where Provo agencies are

Provo agencies we list sit in 4 ZIP codes, mostly in Utah County.

8460410 agencies
846018 agencies
846065 agencies
846031 agency

Questions

Insurance agencies in Provo

How do I find an insurance agency in Provo?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What insurance can I get from agencies in Provo?

Most often home, auto, umbrella, life, renters. Pick a type in the filters to narrow the list.

Which insurance companies do Provo agencies work with?

Among the 10 Provo agencies whose appointments we hold, the companies they are most often appointed with are Travelers (Standard Fire) (6), The Hartford (5), Travelers (5), Progressive (4), Liberty Mutual (3). An appointed agency can quote that company's policies.

Do I need flood insurance in Provo?

FEMA's National Risk Index rates inland flooding risk in Utah County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

Do I need renters insurance in Provo?

60.6% of households in Provo rent, according to the Census Bureau's American Community Survey. A landlord's policy covers the building, not your belongings or your liability; renters insurance covers those.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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