Insurance agencies · Texas

Insurance Agencies in Rio Grande City, TX

Local agencies in Rio Grande City for home, auto, life and business insurance. Compare them and call one directly.

Local insight

Insuring a home, car or business in Rio Grande City

Rio Grande City has 15,396 residents in 4,525 households. We list 30 insurance agencies in Rio Grande City. Here is what the local numbers say about the cover people here need.

Rio Grande City at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Rio Grande CityHow much liability cover do you need?

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies Rio Grande City agencies work with

Of the 24 Rio Grande City agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

  1. Progressive10 agencies
  2. Home State8 agencies
  3. Aetna7 agencies
  4. Centene7 agencies
  5. GEICO7 agencies
  6. Medicare Advantage7 agencies
  7. Redpoint7 agencies
  8. Old American6 agencies
  9. UnitedHealthcare6 agencies
  10. Fidelity & Guaranty Life Insurance Company5 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

What Rio Grande City agencies can write

Share of the 30 agencies listed in Rio Grande City that are appointed with at least one insurance company writing each type, or that name it on their own website.

  1. Auto47%
  2. Motorcycle43%
  3. Life43%
  4. Boat40%
  5. Home40%
  6. Health37%
  7. Commercial Auto33%
  8. Umbrella27%

Source: our listings. Appointment with a company that writes a type does not guarantee an agency sells it today.

Questions

Insurance agencies in Rio Grande City

How do I find an insurance agency in Rio Grande City?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What insurance can I get from agencies in Rio Grande City?

Most often auto, motorcycle, life, home, atv. Pick a type in the filters to narrow the list.

Which insurance companies do Rio Grande City agencies work with?

Among the 24 Rio Grande City agencies whose appointments we hold, the companies they are most often appointed with are Progressive (10), Home State (8), Aetna (7), Centene (7), GEICO (7). An appointed agency can quote that company's policies.

Do I need flood insurance in Rio Grande City?

FEMA's National Risk Index rates inland flooding risk in Starr County as Relatively Low compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

Do I need renters insurance in Rio Grande City?

30.6% of households in Rio Grande City rent, according to the Census Bureau's American Community Survey. A landlord's policy covers the building, not your belongings or your liability; renters insurance covers those.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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