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Insurance agencies · Texas
Insurance Agencies in Memphis, TX
Local agencies in Memphis for home, auto, life and business insurance. Compare them and call one directly.
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Local insight
Insuring a home, car or business in Memphis
Memphis has 2,174 residents in 898 households. We list 1 insurance agencies in Memphis. Here is what the local numbers say about the cover people here need.
Memphis at a glance
- 1insurance agencies listed
- 27.2%of households rentRenters insurance
- 1962median year homes were builtRebuild cost calculator
- 4.5%of households have no carAuto insurance
Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.
Car insurance rules in Texas
Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.
These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.
Auto insurance in TexasHow much liability cover do you need?
Source: tdi.texas.gov. Checked 2026-10-24.
Questions
Insurance agencies in Memphis
How do I find an insurance agency in Memphis?
Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.
Do I need flood insurance in Memphis?
FEMA's National Risk Index rates inland flooding risk in Hall County as Very Low compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Do I need renters insurance in Memphis?
27.2% of households in Memphis rent, according to the Census Bureau's American Community Survey. A landlord's policy covers the building, not your belongings or your liability; renters insurance covers those.
How do I choose an agency?
Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.
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