Dripping Springs has 7,405 residents in 3,015 households. We list 17 insurance agencies in Dripping Springs. Here is what the local numbers say about the cover people here need.

Dripping Springs at a glance

17insurance agencies listed
51.2%of households rentRenters insurance
$635,600median home valueHome insurance
2013median year homes were builtRebuild cost calculator
6.3%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Hays County

FEMA rates the overall natural hazard risk in Hays County, where most Dripping Springs agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

HailRelatively High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Dripping Springs
TornadoRelatively High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Dripping Springs
LightningRelatively High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Dripping Springs
Winter weatherRelatively High
Strong windRelatively High
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Dripping Springs

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Insurance companies Dripping Springs agencies work with

Of the 11 Dripping Springs agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

UnitedHealthcare7 agencies
Blue Cross Blue Shield5 agencies
Medicare Advantage5 agencies
Aetna4 agencies
Alpha Dental Programs,4 agencies
Centene4 agencies
Delta Dental Insurance Company4 agencies
Humana4 agencies
Nationwide3 agencies
Transamerica3 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

What Dripping Springs agencies can write

Share of the 17 agencies listed in Dripping Springs that are appointed with at least one insurance company writing each type, or that name it on their own website.

Source: our listings. Appointment with a company that writes a type does not guarantee an agency sells it today.

Questions

Insurance agencies in Dripping Springs

How do I find an insurance agency in Dripping Springs?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What insurance can I get from agencies in Dripping Springs?

Most often life, health, accident & health, home, auto. Pick a type in the filters to narrow the list.

Which insurance companies do Dripping Springs agencies work with?

Among the 11 Dripping Springs agencies whose appointments we hold, the companies they are most often appointed with are UnitedHealthcare (7), Blue Cross Blue Shield (5), Medicare Advantage (5), Aetna (4), Alpha Dental Programs, (4). An appointed agency can quote that company's policies.

Do I need flood insurance in Dripping Springs?

FEMA's National Risk Index rates inland flooding risk in Hays County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

Do I need renters insurance in Dripping Springs?

51.2% of households in Dripping Springs rent, according to the Census Bureau's American Community Survey. A landlord's policy covers the building, not your belongings or your liability; renters insurance covers those.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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