Bastrop has 11,156 residents in 4,917 households. We list 15 insurance agencies in Bastrop. Here is what the local numbers say about the cover people here need.

Bastrop at a glance

15insurance agencies listed
43.9%of households rentRenters insurance
$339,600median home valueHome insurance
2000median year homes were builtRebuild cost calculator
6.1%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Bastrop County

FEMA rates the overall natural hazard risk in Bastrop County, where most Bastrop agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

TornadoRelatively High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Bastrop

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Bastrop How much liability cover do you need?

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies Bastrop agencies work with

Of the 13 Bastrop agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Markel5 agencies
Foremost4 agencies
GEICO4 agencies
Home State4 agencies
Infinity4 agencies
Liberty Mutual4 agencies
Liberty Mutual (Safeco)4 agencies
Progressive4 agencies
Safeco4 agencies
Travelers4 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

What Bastrop agencies can write

Share of the 15 agencies listed in Bastrop that are appointed with at least one insurance company writing each type, or that name it on their own website.

Source: our listings. Appointment with a company that writes a type does not guarantee an agency sells it today.

Questions

Insurance agencies in Bastrop

How do I find an insurance agency in Bastrop?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What insurance can I get from agencies in Bastrop?

Most often home, boat, auto, landlord, umbrella. Pick a type in the filters to narrow the list.

Which insurance companies do Bastrop agencies work with?

Among the 13 Bastrop agencies whose appointments we hold, the companies they are most often appointed with are Markel (5), Foremost (4), GEICO (4), Home State (4), Infinity (4). An appointed agency can quote that company's policies.

Do I need flood insurance in Bastrop?

FEMA's National Risk Index rates inland flooding risk in Bastrop County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

Do I need renters insurance in Bastrop?

43.9% of households in Bastrop rent, according to the Census Bureau's American Community Survey. A landlord's policy covers the building, not your belongings or your liability; renters insurance covers those.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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