Crossville has 12,428 residents in 5,264 households. We list 5 insurance agencies in Crossville. Here is what the local numbers say about the cover people here need.

Crossville at a glance

5insurance agencies listed
48.8%of households rentRenters insurance
$246,300median home valueHome insurance
1992median year homes were builtRebuild cost calculator
11%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Cumberland County

FEMA rates the overall natural hazard risk in Cumberland County, where most Crossville agencies we list are located, as Relatively Low compared with other U.S. counties. The hazards it rates highest:

Winter weatherRelatively High
LightningRelatively High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Tennessee

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Tennessee

Tennessee requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $25,000 of property damage liability, often written 25/50/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Tennessee How much liability cover do you need?

Source: tn.gov. Checked 2026-10-24.

Where Crossville agencies are

Crossville agencies we list sit in 3 ZIP codes, mostly in Cumberland County.

385553 agencies
385581 agency
385721 agency

Questions

Insurance agencies in Crossville

How do I find an insurance agency in Crossville?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

Do I need flood insurance in Crossville?

FEMA's National Risk Index rates inland flooding risk in Cumberland County as Relatively Low compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

Do I need renters insurance in Crossville?

48.8% of households in Crossville rent, according to the Census Bureau's American Community Survey. A landlord's policy covers the building, not your belongings or your liability; renters insurance covers those.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

Nearby

Agencies near Crossville

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