Aiken has 32,521 residents in 13,275 households. We list 12 insurance agencies in Aiken. Here is what the local numbers say about the cover people here need.

Aiken at a glance

12insurance agencies listed
31.9%of households rentRenters insurance
$286,800median home valueHome insurance
1989median year homes were builtRebuild cost calculator
6.4%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Aiken County

FEMA rates the overall natural hazard risk in Aiken County, where most Aiken agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

Ice stormRelatively High
LightningRelatively High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in South Carolina

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in South Carolina

South Carolina requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $25,000 of property damage liability, often written 25/50/25. It also requires uninsured motorist coverage ($25,000 per person, $50,000 per accident) and uninsured motorist property damage coverage ($25,000).

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in South Carolina How much liability cover do you need?

Source: scstatehouse.gov. Checked 2026-10-24.

What Aiken agencies can write

Share of the 12 agencies listed in Aiken that are appointed with at least one insurance company writing each type, or that name it on their own website.

Source: our listings. Appointment with a company that writes a type does not guarantee an agency sells it today.

Where Aiken agencies are

Aiken agencies we list sit in 4 ZIP codes, mostly in Aiken County.

298037 agencies
298013 agencies
298021 agency
298051 agency

Questions

Insurance agencies in Aiken

How do I find an insurance agency in Aiken?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What insurance can I get from agencies in Aiken?

Most often health, accident & health, life, general liability, commercial property. Pick a type in the filters to narrow the list.

Do I need flood insurance in Aiken?

FEMA's National Risk Index rates inland flooding risk in Aiken County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

Do I need renters insurance in Aiken?

31.9% of households in Aiken rent, according to the Census Bureau's American Community Survey. A landlord's policy covers the building, not your belongings or your liability; renters insurance covers those.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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