North Wales has 3,440 residents in 1,276 households. We list 7 insurance agencies in North Wales. Here is what the local numbers say about the cover people here need.

North Wales at a glance

7insurance agencies listed
25.6%of households rentRenters insurance
$410,500median home valueHome insurance
1943median year homes were builtRebuild cost calculator
7.4%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Montgomery County

FEMA rates the overall natural hazard risk in Montgomery County, where most North Wales agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

Winter weatherVery High
Strong windVery High
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Pennsylvania
Inland floodingRelatively High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance
TornadoRelatively High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Pennsylvania

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Pennsylvania

Pennsylvania requires drivers to carry at least $15,000 of bodily injury liability per person, $30,000 per accident and $5,000 of property damage liability, often written 15/30/5. A combined single limit of $35,000 is accepted instead. It also requires medical benefits coverage ($5,000). Pennsylvania is a choice state: drivers choose between no-fault and traditional at-fault cover.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Pennsylvania How much liability cover do you need?

Source: pa.gov. Checked 2026-10-24.

What North Wales agencies can write

Share of the 7 agencies listed in North Wales that are appointed with at least one insurance company writing each type, or that name it on their own website.

Source: our listings. Appointment with a company that writes a type does not guarantee an agency sells it today.

Questions

Insurance agencies in North Wales

How do I find an insurance agency in North Wales?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What insurance can I get from agencies in North Wales?

Most often life. Pick a type in the filters to narrow the list.

Do I need flood insurance in North Wales?

FEMA's National Risk Index rates inland flooding risk in Montgomery County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

Do I need renters insurance in North Wales?

25.6% of households in North Wales rent, according to the Census Bureau's American Community Survey. A landlord's policy covers the building, not your belongings or your liability; renters insurance covers those.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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