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Insurance agencies · Oregon
Insurance Agencies in Woodburn, OR
Local agencies in Woodburn for home, auto, life and business insurance. Compare them and call one directly.
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Local insight
Insuring a home, car or business in Woodburn
Woodburn has 27,875 residents in 9,640 households. We list 1 insurance agencies in Woodburn. Here is what the local numbers say about the cover people here need.
Woodburn at a glance
- 1insurance agencies listed
- 35.8%of households rentRenters insurance
- $331,800median home valueHome insurance
- 1978median year homes were builtRebuild cost calculator
- 6.1%of households have no carAuto insurance
- 7.3%of homes are mobile homesMobile home insurance
Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.
Natural hazard risk in Marion County
FEMA rates the overall natural hazard risk in Marion County, where most Woodburn agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:
- Earthquake
Standard home policies do not cover earthquake damage. It is bought as a separate policy or added to a home policy.
Earthquake insurance - Strong wind
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Oregon - Lightning
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Oregon
Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.
Car insurance rules in Oregon
Oregon requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $20,000 of property damage liability, often written 25/50/20. It also requires personal injury protection ($15,000) and uninsured motorist coverage ($25,000 per person, $50,000 per accident).
These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.
Auto insurance in OregonHow much liability cover do you need?
Source: oregon.gov. Checked 2026-10-24.
Questions
Insurance agencies in Woodburn
How do I find an insurance agency in Woodburn?
Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.
Do I need flood insurance in Woodburn?
FEMA's National Risk Index rates inland flooding risk in Marion County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Do I need renters insurance in Woodburn?
35.8% of households in Woodburn rent, according to the Census Bureau's American Community Survey. A landlord's policy covers the building, not your belongings or your liability; renters insurance covers those.
How do I choose an agency?
Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.
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