Insurance agencies · Ohio

Insurance Agencies in Westerville, OH

Local agencies in Westerville for home, auto, life and business insurance. Compare them and call one directly.

Local insight

Insuring a home, car or business in Westerville

Westerville has 38,645 residents in 15,208 households. We list 32 insurance agencies in Westerville. Here is what the local numbers say about the cover people here need.

Westerville at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Delaware County

FEMA rates the overall natural hazard risk in Delaware County, where most Westerville agencies we list are located, as Relatively Low compared with other U.S. counties. The hazards it rates highest:

  • Winter weatherRelatively High
  • Ice stormRelatively High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Ohio

Ohio requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $25,000 of property damage liability, often written 25/50/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in WestervilleHow much liability cover do you need?

Source: insurance.ohio.gov. Checked 2026-10-24.

Insurance companies Westerville agencies work with

Of the 10 Westerville agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

  1. Travelers4 agencies
  2. Nationwide3 agencies
  3. Centene2 agencies
  4. Chubb2 agencies
  5. COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY2 agencies
  6. Liberty Mutual2 agencies
  7. Medicare Advantage2 agencies
  8. Mercury2 agencies
  9. Molina Healthcare of Texas,2 agencies
  10. Progressive2 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

What Westerville agencies can write

Share of the 32 agencies listed in Westerville that are appointed with at least one insurance company writing each type, or that name it on their own website.

  1. Home16%
  2. Auto16%
  3. General Liability16%
  4. Business Owners Policy (BOP)16%
  5. Workers' Compensation16%
  6. Boat16%
  7. Commercial Auto16%
  8. Life16%

Source: our listings. Appointment with a company that writes a type does not guarantee an agency sells it today.

Where Westerville agencies are

Westerville agencies we list sit in 3 ZIP codes, mostly in Delaware County.

  • 4308219 agencies
  • 4308112 agencies
  • 430861 agency

Questions

Insurance agencies in Westerville

How do I find an insurance agency in Westerville?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What insurance can I get from agencies in Westerville?

Most often home, auto, boat, general liability, workers' compensation. Pick a type in the filters to narrow the list.

Which insurance companies do Westerville agencies work with?

Among the 10 Westerville agencies whose appointments we hold, the companies they are most often appointed with are Travelers (4), Nationwide (3), Centene (2), Chubb (2), COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY (2). An appointed agency can quote that company's policies.

Do I need flood insurance in Westerville?

FEMA's National Risk Index rates inland flooding risk in Delaware County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

Do I need renters insurance in Westerville?

27.5% of households in Westerville rent, according to the Census Bureau's American Community Survey. A landlord's policy covers the building, not your belongings or your liability; renters insurance covers those.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

Nearby

Agencies near Westerville

For insurance agencies

Is your Westerville agency listed?

Claim your free listing to keep your details right, then add your logo, website and social profiles.

Claim your listing