Insurance agencies · North Dakota
Insurance Agencies in Valley City, ND
Local agencies in Valley City for home, auto, life and business insurance. Compare them and call one directly.
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Local insight
Insuring a home, car or business in Valley City
Valley City has 6,541 residents in 2,984 households. We list 2 insurance agencies in Valley City. Here is what the local numbers say about the cover people here need.
Valley City at a glance
- 2insurance agencies listed
- 44.5%of households rentRenters insurance
- $162,200median home valueHome insurance
- 1962median year homes were builtRebuild cost calculator
- 9.2%of households have no carAuto insurance
Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.
Natural hazard risk in Barnes County
FEMA rates the overall natural hazard risk in Barnes County, where most Valley City agencies we list are located, as Relatively Low compared with other U.S. counties. The hazards it rates highest:
- Winter weather
Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.
Questions
Insurance agencies in Valley City
How do I find an insurance agency in Valley City?
Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.
Do I need flood insurance in Valley City?
FEMA's National Risk Index rates inland flooding risk in Barnes County as Relatively Low compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Do I need renters insurance in Valley City?
44.5% of households in Valley City rent, according to the Census Bureau's American Community Survey. A landlord's policy covers the building, not your belongings or your liability; renters insurance covers those.
How do I choose an agency?
Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.
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