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Insurance agencies · North Carolina
Insurance Agencies in Asheboro, NC
Local agencies in Asheboro for home, auto, life and business insurance. Compare them and call one directly.
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Local insight
Insuring a home, car or business in Asheboro
Asheboro has 27,580 residents in 11,884 households. We list 10 insurance agencies in Asheboro. Here is what the local numbers say about the cover people here need.
Asheboro at a glance
- 10insurance agencies listed
- 54.5%of households rentRenters insurance
- $188,100median home valueHome insurance
- 1981median year homes were builtRebuild cost calculator
- 5.7%of households have no carAuto insurance
- 6.4%of homes are mobile homesMobile home insurance
Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.
Natural hazard risk in Randolph County
FEMA rates the overall natural hazard risk in Randolph County, where most Asheboro agencies we list are located, as Relatively Low compared with other U.S. counties. The hazards it rates highest:
- Ice storm
- Winter weather
Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.
Car insurance rules in North Carolina
North Carolina requires drivers to carry at least $50,000 of bodily injury liability per person, $100,000 per accident and $50,000 of property damage liability, often written 50/100/50. It also requires underinsured motorist coverage.
These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.
Auto insurance in North CarolinaHow much liability cover do you need?
Source: ncdoi.gov, limits in force since 2025-07-01. Checked 2026-10-24.
What Asheboro agencies can write
Share of the 10 agencies listed in Asheboro that are appointed with at least one insurance company writing each type, or that name it on their own website.
Source: our listings. Appointment with a company that writes a type does not guarantee an agency sells it today.
Where Asheboro agencies are
Asheboro agencies we list sit in 2 ZIP codes, mostly in Randolph County.
- 272037 agencies
- 272053 agencies
Questions
Insurance agencies in Asheboro
How do I find an insurance agency in Asheboro?
Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.
Do I need flood insurance in Asheboro?
FEMA's National Risk Index rates inland flooding risk in Randolph County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Do I need renters insurance in Asheboro?
54.5% of households in Asheboro rent, according to the Census Bureau's American Community Survey. A landlord's policy covers the building, not your belongings or your liability; renters insurance covers those.
How do I choose an agency?
Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.
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