Insurance agencies · New York

Insurance Agencies in Tarrytown, NY

Local agencies in Tarrytown for home, auto, life and business insurance. Compare them and call one directly.

Local insight

Insuring a home, car or business in Tarrytown

Tarrytown has 11,784 residents in 5,353 households. We list 14 insurance agencies in Tarrytown. Here is what the local numbers say about the cover people here need.

Tarrytown at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Westchester County

FEMA rates the overall natural hazard risk in Westchester County, where most Tarrytown agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

  • Strong windVery High

    Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.

    Home insurance in Tarrytown
  • Winter weatherVery High
  • LightningVery High

    Fire and lightning are standard covered causes of loss on home policies.

    Home insurance in Tarrytown
  • Inland floodingRelatively High

    Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

    Flood insurance in New York
  • HurricaneRelatively High

    Home policies that cover wind often carry a separate hurricane deductible, set as a percentage of the home’s insured value (typically 1% to 5%). Flooding from the storm needs a flood policy.

    Home insurance in Tarrytown

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in New York

New York requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $10,000 of property damage liability, often written 25/50/10. It also requires personal injury protection ($50,000) and uninsured motorist coverage ($25,000 per person, $50,000 per accident). New York is a no-fault state: your own personal injury protection (PIP) pays your medical bills after a crash, whoever caused it.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Source: dfs.ny.gov. Checked 2026-10-24.

What Tarrytown agencies can write

Share of the 14 agencies listed in Tarrytown that are appointed with at least one insurance company writing each type, or that name it on their own website.

  1. Home21%
  2. Workers' Compensation21%
  3. General Liability21%
  4. Business Owners Policy (BOP)21%
  5. Professional Liability21%
  6. Commercial Auto21%
  7. Condo21%
  8. Auto14%

Source: our listings. Appointment with a company that writes a type does not guarantee an agency sells it today.

Questions

Insurance agencies in Tarrytown

How do I find an insurance agency in Tarrytown?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What insurance can I get from agencies in Tarrytown?

Most often home, condo, general liability, workers' compensation, business owners policy (bop). Pick a type in the filters to narrow the list.

Do I need flood insurance in Tarrytown?

FEMA's National Risk Index rates inland flooding risk in Westchester County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

Do I need renters insurance in Tarrytown?

42.6% of households in Tarrytown rent, according to the Census Bureau's American Community Survey. A landlord's policy covers the building, not your belongings or your liability; renters insurance covers those.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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