Insurance agencies · New York

Insurance Agencies in Queens Village, NY

Local agencies in Queens Village for home, auto, life and business insurance. Compare them and call one directly.

Local insight

Insuring a home, car or business in Queens Village

Queens County has 2,323,052 residents in 841,003 households. We list 3 insurance agencies in Queens Village. Here is what the local numbers say about the cover people here need.

Queens Village at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates, for Queens County (the Census does not publish Queens Village as a separate place). Agency count: our listings.

Natural hazard risk in Queens County

FEMA rates the overall natural hazard risk in Queens County, where most Queens Village agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

  • Strong windVery High

    Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.

    Home insurance in New York
  • Winter weatherVery High
  • Inland floodingVery High

    Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

    Flood insurance in New York
  • Coastal floodingVery High

    Storm surge and tidal flooding count as flood, which most home policies exclude. It needs a separate flood policy.

    Flood insurance in New York
  • EarthquakeRelatively High

    Standard home policies do not cover earthquake damage. It is bought as a separate policy or added to a home policy.

    Earthquake insurance

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in New York

New York requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $10,000 of property damage liability, often written 25/50/10. It also requires personal injury protection ($50,000) and uninsured motorist coverage ($25,000 per person, $50,000 per accident). New York is a no-fault state: your own personal injury protection (PIP) pays your medical bills after a crash, whoever caused it.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Source: dfs.ny.gov. Checked 2026-10-24.

Where Queens Village agencies are

Queens Village agencies we list sit in 2 ZIP codes, mostly in Queens County.

  • 114272 agencies
  • 114281 agency

Questions

Insurance agencies in Queens Village

How do I find an insurance agency in Queens Village?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

Do I need flood insurance in Queens Village?

FEMA's National Risk Index rates inland flooding risk in Queens County as Very High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

Do I need renters insurance in Queens Village?

55.1% of households in Queens County rent, according to the Census Bureau's American Community Survey. A landlord's policy covers the building, not your belongings or your liability; renters insurance covers those.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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