Harrison has 29,961 residents in 9,222 households. We list 12 insurance agencies in Harrison. Here is what the local numbers say about the cover people here need.

Harrison at a glance

12insurance agencies listed
39.5%of households rentRenters insurance
$1,010,700median home valueHome insurance
1962median year homes were builtRebuild cost calculator
5.8%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Westchester County

FEMA rates the overall natural hazard risk in Westchester County, where most Harrison agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

Strong windVery High
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Harrison
Winter weatherVery High
LightningVery High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Harrison
Inland floodingRelatively High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in New York
HurricaneRelatively High
Home policies that cover wind often carry a separate hurricane deductible, set as a percentage of the home’s insured value (typically 1% to 5%). Flooding from the storm needs a flood policy.
Home insurance in Harrison

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

What Harrison agencies can write

Share of the 12 agencies listed in Harrison that are appointed with at least one insurance company writing each type, or that name it on their own website.

Source: our listings. Appointment with a company that writes a type does not guarantee an agency sells it today.

Questions

Insurance agencies in Harrison

How do I find an insurance agency in Harrison?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What insurance can I get from agencies in Harrison?

Most often general liability, workers' compensation, commercial property, commercial auto, home. Pick a type in the filters to narrow the list.

Do I need flood insurance in Harrison?

FEMA's National Risk Index rates inland flooding risk in Westchester County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

Do I need renters insurance in Harrison?

39.5% of households in Harrison rent, according to the Census Bureau's American Community Survey. A landlord's policy covers the building, not your belongings or your liability; renters insurance covers those.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

Nearby

Agencies near Harrison

For insurance agencies

Is your Harrison agency listed?

Claim your free listing to keep your details right, then add your logo, website and social profiles.

Claim your listing