East Hampton has 1,297 residents in 668 households. We list 3 insurance agencies in East Hampton. Here is what the local numbers say about the cover people here need.

East Hampton at a glance

3insurance agencies listed
25.9%of households rentRenters insurance
$2,000,001median home valueHome insurance
1968median year homes were builtRebuild cost calculator
9.1%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Suffolk County

FEMA rates the overall natural hazard risk in Suffolk County, where most East Hampton agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

Winter weatherVery High
Coastal floodingVery High
Storm surge and tidal flooding count as flood, which most home policies exclude. It needs a separate flood policy.
Flood insurance in New York
LightningVery High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in New York
Ice stormVery High
Inland floodingRelatively High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in New York

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Questions

Insurance agencies in East Hampton

How do I find an insurance agency in East Hampton?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What insurance can I get from agencies in East Hampton?

Most often life. Pick a type in the filters to narrow the list.

Do I need flood insurance in East Hampton?

FEMA's National Risk Index rates coastal flooding risk in Suffolk County as Very High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

Do I need renters insurance in East Hampton?

25.9% of households in East Hampton rent, according to the Census Bureau's American Community Survey. A landlord's policy covers the building, not your belongings or your liability; renters insurance covers those.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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