Insurance agencies · New Jersey
Insurance Agencies in Port Monmouth, NJ
Local agencies in Port Monmouth for home, auto, life and business insurance. Compare them and call one directly.
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Local insight
Insuring a home, car or business in Port Monmouth
Port Monmouth has 3,046 residents in 1,317 households. We list 1 insurance agencies in Port Monmouth. Here is what the local numbers say about the cover people here need.
Port Monmouth at a glance
- 1insurance agencies listed
- 22.6%of households rentRenters insurance
- $451,300median home valueHome insurance
- 1985median year homes were builtRebuild cost calculator
- 12.8%of households have no carAuto insurance
Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.
Natural hazard risk in Monmouth County
FEMA rates the overall natural hazard risk in Monmouth County, where most Port Monmouth agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:
- Strong wind
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in New Jersey - Lightning
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in New Jersey - Winter weather
- Inland flooding
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance - Ice storm
Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.
Questions
Insurance agencies in Port Monmouth
How do I find an insurance agency in Port Monmouth?
Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.
Do I need flood insurance in Port Monmouth?
FEMA's National Risk Index rates inland flooding risk in Monmouth County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Do I need renters insurance in Port Monmouth?
22.6% of households in Port Monmouth rent, according to the Census Bureau's American Community Survey. A landlord's policy covers the building, not your belongings or your liability; renters insurance covers those.
How do I choose an agency?
Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.
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