Paterson has 158,735 residents in 49,865 households. We list 4 insurance agencies in Paterson. Here is what the local numbers say about the cover people here need.

Paterson at a glance

4insurance agencies listed
73.1%of households rentRenters insurance
$360,100median home valueHome insurance
1954median year homes were builtRebuild cost calculator
26.1%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Passaic County

FEMA rates the overall natural hazard risk in Passaic County, where most Paterson agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

Strong windVery High
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in New Jersey
LightningVery High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in New Jersey
Winter weatherVery High
Inland floodingRelatively High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Where Paterson agencies are

Paterson agencies we list sit in 3 ZIP codes, mostly in Passaic County.

075042 agencies
075011 agency
075051 agency

Questions

Insurance agencies in Paterson

How do I find an insurance agency in Paterson?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What insurance can I get from agencies in Paterson?

Most often health, accident & health. Pick a type in the filters to narrow the list.

Do I need flood insurance in Paterson?

FEMA's National Risk Index rates inland flooding risk in Passaic County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

Do I need renters insurance in Paterson?

73.1% of households in Paterson rent, according to the Census Bureau's American Community Survey. A landlord's policy covers the building, not your belongings or your liability; renters insurance covers those.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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