Insurance agencies · New Jersey

Insurance Agencies in Morristown, NJ

Local agencies in Morristown for home, auto, life and business insurance. Compare them and call one directly.

Local insight

Insuring a home, car or business in Morristown

Morristown has 20,453 residents in 9,069 households. We list 35 insurance agencies in Morristown. Here is what the local numbers say about the cover people here need.

Morristown at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Morris County

FEMA rates the overall natural hazard risk in Morris County, where most Morristown agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

  • Winter weatherVery High
  • Strong windRelatively High

    Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.

    Home insurance in Morristown
  • Inland floodingRelatively High

    Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

    Flood insurance
  • LightningRelatively High

    Fire and lightning are standard covered causes of loss on home policies.

    Home insurance in Morristown

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Insurance companies Morristown agencies work with

Of the 11 Morristown agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

  1. Travelers3 agencies
  2. AmTrust2 agencies
  3. Liberty Mutual2 agencies
  4. RLI2 agencies
  5. Travelers (Standard Fire)2 agencies
  6. Aetna1 agency
  7. Ameritas Life Insurance1 agency
  8. Chubb1 agency
  9. Chubb (ACE)1 agency
  10. Clear Spring Life and Annuity Company1 agency

Source: insurance company appointments in state records, as listed on each agency’s profile.

What Morristown agencies can write

Share of the 35 agencies listed in Morristown that are appointed with at least one insurance company writing each type, or that name it on their own website.

  1. General Liability20%
  2. Business Owners Policy (BOP)20%
  3. Workers' Compensation20%
  4. Home14%
  5. Umbrella14%
  6. Auto14%
  7. Condo14%
  8. Renters14%

Source: our listings. Appointment with a company that writes a type does not guarantee an agency sells it today.

Where Morristown agencies are

Morristown agencies we list sit in 3 ZIP codes, mostly in Morris County.

  • 0796031 agencies
  • 079622 agencies
  • 079632 agencies

Questions

Insurance agencies in Morristown

How do I find an insurance agency in Morristown?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What insurance can I get from agencies in Morristown?

Most often general liability, workers' compensation, business owners policy (bop), home, auto. Pick a type in the filters to narrow the list.

Which insurance companies do Morristown agencies work with?

Among the 11 Morristown agencies whose appointments we hold, the companies they are most often appointed with are Travelers (3), AmTrust (2), Liberty Mutual (2), RLI (2), Travelers (Standard Fire) (2). An appointed agency can quote that company's policies.

Do I need flood insurance in Morristown?

FEMA's National Risk Index rates inland flooding risk in Morris County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

Do I need renters insurance in Morristown?

63.3% of households in Morristown rent, according to the Census Bureau's American Community Survey. A landlord's policy covers the building, not your belongings or your liability; renters insurance covers those.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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